Mortgages

We provide clear practical advice on all aspects of the house purchase process.

We will discuss your individual requirements and help find the right mortgage to suit your specific needs. We will ensure that you understand the different types of mortgages on offer and give you the most appropriate advice for your circumstances. We use a mortgage sourcing system that gives us access to the some of the most up-to-date products available in the market.

Mortgages we offer advice on:

First Time Buyers

We can help you find a mortgage
for your first home.

Flexible Mortgages

With options for overpayment and payment ‘holidays’.

Remortgages

Remortgaging means switching your mortgage to another deal without moving property.

Second Charge Loans (referral service)

Second charge loans can be secured against residential or Buy to Let properties.

Self-Build Mortgages

These are mortgages suited to people building a new home. With a self-build mortgage, money is released in stages as the build progresses.

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

*Advanced Financial Planning is a credit broker not a lender.

Other Services

Review Service

We also offer a mortgage review service which means that you will never have to worry that your mortgage deal is coming to an end as we will contact you in plenty of time to review your options.

Equity Release

Equity release can help some people release cash (equity) in their homes for a particular purpose, like supplementing retirement income.

A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.

Interest is charged on both the original loan and the interest that has been added. The amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. This is a referral service. .

Bridging Finance

A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one.

Some Bridging Finance is not regulated by the Financial Conduct Authority.
A maximum fee of £1000.00 or 1% of the loan amount, if greater, is payable on completion

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Most Buy to Let mortgages are not regulated by the Financial Conduct authority